Many folks think they aren’t good at earning money, when what they don’t know is how to use it.
— Frank A. Clark

Your Money Matters


why notes?

Consider how banks make money.  Banks lend money to others and charge interest for the privilege.  They shift the risk to the borrower and sit back and collect the monthly payments along with the interest.  If the borrower cannot make the payments, then the bank gets the property.  Now, imagine you're “The Bank”. When you own a Note, you become “The Bank” and you get all the advantages that go along with being the bank.


How We Do It?

Through our relationships with banks, hedge funds, and private equity groups, we purchase pools of notes at steep discounts. We then work with the homeowner to reinstate or modify the note, thereby earning long term, cash flow, with high rates of return. However, if the homeowner is unable to fulfill their mortgage obligations we employ one of several exit strategies to secure double digit returns for our own portfolio as well as for our joint venture partners.



How Can I Invest in Notes?

Investing in notes is easier than you think. Many of our joint venture partners use funds from their Self-Directed IRA’s to invest. Your Self-Directed IRA then owns the note and receives all the benefits tax differed or even tax free if using a Self-Directed Roth IRA. Other investors prefer the cash flow now, and use funds from their savings, CD’s, or simply pull it out of the stock market to begin earning higher returns. Ask us how to convert your IRA to a Self-Directed IRA. 


"People that make money work in a mint. Everyone else must earn money." 

- Earl Nightingale


At Oakwood Investments, we do out best to match the investor with the right investment. Please answer our questionnaire below to give us a better understanding of what types of financial ventures you are seeking.